Learn how to protect yourself if you receive an unexpected letter or email in regards to a debit and/or credit card. Here's how the scam starts: A scammer will open a debit card in your name using real or verified banks to scam you out of money.
Things to be mindful of:
- If you receive any unexpected letters or email about activating a card that you didn't sign up for.
- If you receive multiple letters or emails in the mail about the card.
- Banks will often send promotional letters to get users to open accounts. Be sure to vet these before signing up.
If you receive an unexpected letter about an account you didn't open
- Look for free credit reports for unexpected entries
- Freeze reports at the credit bureaus: FTC Consumer Advice & USA.gov
- Contact the bank that the account information came from by searching for their number on their site, not from the card you received. Tell them that it's fraud and any account opened in your name was not made by you.
If you have any questions about recent interactions, please reach out to us at the LITS Technology Help Desk. To learn more about cyber scams and how to protect yourself, visit the security and privacy section of the LITS website.